My business model is based on solving my client's problems. It starts with a fact finder and an open conversation about their goals are and the means to accomplish them. I do not believe in one size fits all philosophy. It takes 2 or 3 visits to get feedback from my clients and finalize the option that best fits them. I am open to having discussions with other advisors and family members. 

Life insurance plays an important part in business planning, Children's educational planning, Long Term Care planning, Mortage cancellation.

Annuities play a key role in Retirement planning, Tax planning, and Longevity planning.

Health Insurance plans include individual and group coverage. Income protection plans provide income in case of income loss due to an accident and sickness. 

Please contact me if you have questions about any of the ideas outlined above. I do not charge any advisor's fee and there is never an obligation. If after the first interview you feel no need to meet again, we will part as friends. 

Please visit my website for more information.

www.goldenrulecpncepts.com

Thank you

Kris